Free tool

Umbrella vs assignment cost sketch

For agencies thinking about contractor take-home after umbrella margin and employer NI - useful before April 2026 umbrella changes bite.

Day rate (£)Days in the monthUmbrella fee per day (£)Employer NI / on-cost (%)

Assignment gross £9,000. After fee and on-cost sketch, about £7,150 left before worker tax.

Ready for a fixed monthly figure?

This tool is educational, not advice. Your quote uses your actual turnover, transactions, payroll and entities.